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If you’ve been watching your portfolio lately and feeling a little uneasy, that’s perfectly understandable. Market volatility has a way of turning even the most level-headed investors into anxious headline-watchers. But the good news is that the markets have always moved this way. What feels like uncertainty today is, by every historical measure, a completely…
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A Roth IRA is one of the most talked-about tools in personal finance, and for good reason. It offers tax advantages that can make a real difference over a lifetime of saving. But does that mean opening a Roth account is always the right move? Not necessarily. Like most financial decisions, the answer depends on…
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Planning for a future you’re not going to see isn’t always easy, but it is one of the most important steps you can take to work towards protecting the causes you care about and the people you will leave behind. Understanding the essentials of estate planning helps ensure your wishes are honored, your assets are…
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Over the next few decades, wealth is expected to change hands in an event that is often referred to as the Great Wealth Transfer. Trillions of dollars are projected to move from older generations to their heirs, charities, and institutions. While this transition offers meaningful opportunities for families, it also introduces complex financial, legal, and…
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Market volatility is a natural part of the investment landscape. Even so, it’s never comfortable when the market is in flux. Between alarming headlines, fluctuating account balances, and economic uncertainty, it can be difficult to know when things will take a turn for the better. Whether you’re preparing for retirement, building your wealth, or simply…
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The simple answer is, of course you can. However, “Can I afford to retire?” is a different and more important question. While some people find ways to retire in their earlier years (40’s- 50’s), most work well into their 60’s and even 70’s. The ever-increasing mandatory distribution and social security age is evidence that our…
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Times have changed. No longer is it common for a person to work for one company for 20+ years and have the company take care of your financial future with a guaranteed income through a pension when you decide work is optional. Some may even have thrown in a gold watch to say thank you…
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Inflation! Inflation! Inflation! If you turn on the financial news, there has been a lot of talk about inflation and you may have noticed the items you buy getting more expensive while you are out and about. Since there has been a lot of talk about inflation, I thought it would be a good idea…
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The way you perceive money, whether positively or negatively, is a major determinant in whether you will thrive financially. When it comes to building wealth, having great money habits is a foundation of having a healthy financial life. While that is easier said than done, financial wellness takes consistent effort and discipline to maintain. If…
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As Christmas and New Year’s Day quickly approach us, I have been thinking about this year, the stress that many people have been under and the incidents that make us wonder what caused someone to overreact in such a way. Whether in stores, on airplanes, or in our daily lives—I hope that as we approach…
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