Blog - Griggers Wealth Management

Term vs. Permanent Life Insurance: Which One Do You Actually Need?

August 15, 2026

Life insurance generally falls into two broad categories: term and permanent. Term insurance provides coverage for a set period at a lower cost, making it a popular choice for people who need protection during specific life stages, such as while raising children or paying off a mortgage. Permanent insurance, which includes whole and universal policies,…

What Is a “Trump Account,” and Should Your Child Have One?

July 15, 2026

If you have a child under 18 or a baby on the way, you may be wondering about the Trump Account, a new savings option for your child. As part of the One Big Beautiful Bill Act signed into law in 2025, the federal government created a brand-new tax-deferred savings vehicle for children, complete with…

What Historical Norms Show Us About Market Volatility

June 15, 2026

If you’ve been watching your portfolio lately and feeling a little uneasy, that’s perfectly understandable. Market volatility has a way of turning even the most level-headed investors into anxious headline-watchers. But the good news is that the markets have always moved this way. What feels like uncertainty today is, by every historical measure, a completely…

Is Opening a Roth IRA Always a Good Idea?

May 15, 2026

A Roth IRA is one of the most talked-about tools in personal finance, and for good reason. It offers tax advantages that can make a real difference over a lifetime of saving. But does that mean opening a Roth account is always the right move? Not necessarily. Like most financial decisions, the answer depends on…

Estate Planning Essentials: Preserving Your Legacy

April 15, 2026

Planning for a future you’re not going to see isn’t always easy, but it is one of the most important steps you can take to work towards protecting the causes you care about and the people you will leave behind. Understanding the essentials of estate planning helps ensure your wishes are honored, your assets are…

Preparing for the Great Wealth Transfer: A Guide for Families

February 15, 2026

Over the next few decades, wealth is expected to change hands in an event that is often referred to as the Great Wealth Transfer. Trillions of dollars are projected to move from older generations to their heirs, charities, and institutions. While this transition offers meaningful opportunities for families, it also introduces complex financial, legal, and…

Investment Tips for Investing in a Volatile Market

January 15, 2026

Market volatility is a natural part of the investment landscape. Even so, it’s never comfortable when the market is in flux. Between alarming headlines, fluctuating account balances, and economic uncertainty, it can be difficult to know when things will take a turn for the better. Whether you’re preparing for retirement, building your wealth, or simply…

Can I Retire?

March 25, 2022

The simple answer is, of course you can. However, “Can I afford to retire?” is a different and more important question. While some people find ways to retire in their earlier years (40’s- 50’s), most work well into their 60’s and even 70’s. The ever-increasing mandatory distribution and social security age is evidence that our…

A Change of Plans

March 14, 2022

Times have changed. No longer is it common for a person to work for one company for 20+ years and have the company take care of your financial future with a guaranteed income through a pension when you decide work is optional. Some may even have thrown in a gold watch to say thank you…

What is Inflation and How Does It Affect You?

March 5, 2022

Inflation! Inflation! Inflation! If you turn on the financial news, there has been a lot of talk about inflation and you may have noticed the items you buy getting more expensive while you are out and about. Since there has been a lot of talk about inflation, I thought it would be a good idea…