What is a Chartered Life Underwriter®?

A Chartered Life Underwriter® has earned the premier credential in the insurance profession, representing eight or more comprehensive college-level courses covering all aspects of insurance planning, estate and retirement issues, taxation, business insurance, and risk management. For more than 80 years, the American College, a non-profit educator with the highest level of accreditation, has conferred this designation.

Advisors with the CLU® designation are required to serve you with the highest level of professionalism. The authority to use the CLU ® mark is granted by the Certification Committee of the Board of Trustees of The American College and that privilege is contingent on adherence to strict ethical guidelines. All CLU® advisors are required to do the same for clients that they would do for themselves in similar circumstances, the standard of ethical behavior most beneficial for their clients.

What is a Chartered Financial Consultant®?

A Chartered Financial Consultant® has completed the most extensive educational program required for any financial services credential. Each ChFC® has taken at least eight college-level courses on all aspects of financial planning from the American College, a non-profit educator with the highest level of academic accreditation.

Advisors with the ChFC® designation are required to serve you with the highest level of professionalism. The authority to use the ChFC ® mark is granted by the Certification Committee ofthe Board of Trustees of The American College and that privilege is contingent on adherence to strict ethical guidelines. All ChFC® advisors are required to do the same for clients that they would do for themselves in similar circumstances, the standard of ethical behavior most beneficial for their clients.

A ChFC® can assist you in many areas. He can help with creating a comprehensive financial approach, assist in protecting your assets and managing risk with appropriate levels of insurance, managing taxes better for you and your business, helping you secure your retirement, building an investment approach to help you reach your goals, and enhancing the value of your estate to take care of your loved ones.