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The simple answer is, of course you can. However, “Can I afford to retire?” is a different and more important question. While some people find ways to retire in their earlier years (40’s- 50’s), most work well into their 60’s and even 70’s. The ever-increasing mandatory distribution and social security age is evidence that our…
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Times have changed. No longer is it common for a person to work for one company for 20+ years and have the company take care of your financial future with a guaranteed income through a pension when you decide work is optional. Some may even have thrown in a gold watch to say thank you…
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Inflation! Inflation! Inflation! If you turn on the financial news, there has been a lot of talk about inflation and you may have noticed the items you buy getting more expensive while you are out and about. Since there has been a lot of talk about inflation, I thought it would be a good idea…
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The way you perceive money, whether positively or negatively, is a major determinant in whether you will thrive financially. When it comes to building wealth, having great money habits is a foundation of having a healthy financial life. While that is easier said than done, financial wellness takes consistent effort and discipline to maintain. If…
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As Christmas and New Year’s Day quickly approach us, I have been thinking about this year, the stress that many people have been under and the incidents that make us wonder what caused someone to overreact in such a way. Whether in stores, on airplanes, or in our daily lives—I hope that as we approach…
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What is the job of a Financial Advisor? If you were to “Google” this question you would probably get “a Financial Advisor provides financial planning and support to clients in order to help clients achieve their financial goals.” While this is not wrong, the actual job of a good Financial Advisor goes much deeper than…
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Covid-19 upended many of the plans we had for 2020. For many of us, our plans for retirement have been upended, too. Many investments fluctuated wildly over the course of the year. While we may not see fluctuation like that again, we always must be prepared to deal with market volatility when we are invested…
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